24EN Editors Note：Times are tough, but saving money isnt. Just decide what you can do without. Here are 10 common but unnecessary purchases you dont need.

生活在世多坎坷，但省錢可沒這么辛苦。就想想你有哪些無需的吧。以下是10件你無需的十件物品。

Step 1: Credit Card Protection Plans 信用卡保護策略
　
They promise to make minimum payments if you lose your job. But they add a significant amount to your monthly bill- money better spent paying down balances.

他們答應你在失業時給予最低付款。但他們在你的每月賬單上收取的錢遠多于此。

Step 2: Commercial Grade Appliances 商用電器
Americans are eating out more than ever, and an inexpensive microwave heats take-out quite well.

目前的美國人大多出去吃飯。而一個實惠的微波爐卻叫你去加熱外賣。

Step 3: Detox 排毒品

Teas, colonics, even Japanese foot pads claim to detoxify your body. Your liver and kidneys do that for free.

雖然茶葉，清腸片，甚至日本腳墊號稱能給你的身體排毒?？赡愕母闻K和腎免費助你排毒。

Step 4: Jeans 牛仔褲

The average American woman owns 8 pairs or more. Even at 75% off put them back.

平均每一個美國女性有8條甚至更多的牛仔褲。75%的人都讓牛仔褲閑置著。

Step 5: Kleenex Box Covers 盒裝面巾紙

Research has shown tissue works fine without a cover.更多信息請訪問：http://www.idenglish.cn/

研究發現沒盒子的紙巾更好使。

Step 6: Gag Gifts 惡作劇的禮物

Gag gifts are only funny once. And theyre not even that funny. No refunds. Same goes for cutesy knick-knacks.

惡作劇的禮物只不過一時的好笑罷了。事實上它們也沒如何好笑。而且這類玩意兒不可以退款。相同的禮品只能成為嬌柔做作的小裝飾品。

Step 7: Air Freshener 空氣清爽劑

If your house stinks, clean it. That should take care of the odor.

假如你的房屋有異味，那就打掃吧。這可以解決惡臭的問題。

Step 8: Satellite Navigation 衛星導航儀
The vast majority of drivers know exactly where theyre going. If you dont, online directions are free.

絕大部分的開車人都了解路。假如你不了解，網上的導航可是不收費的。

Step 9: Big Box Bulk 大整理箱

If you dont use it, its not a bargain. Its a waste
　.
假如你不用它，那它就不是實惠品。買它是一種浪費。

Step 10: Home Exercise Equipment 家用健身器

Most of it ends up unused, and there are far cheaper ways to hang up wet socks.

大部分健身器買回來就從未用過，想掛濕襪子有更實惠的方法。