備考英語四級作文時，重點應重視積累詞語和句型，同時多訓練寫作，提高表達能力和邏輯思維。新東方在線記者整理了“2024下半年大學習英語四級作文范本：卡奴”，期望對你有所幫助!

2024下半年大學習英語四級作文范本：卡奴

“卡奴”是指一個人用很多的現金卡、信用卡，但負擔不出繳款金額或是以卡養卡、以債養帳等方法，一直在還利息錢的人。

1. 現在出現很多青年變成“卡奴”現象

2. 出現這一現象的原-因

3. 我對這一現象的怎么看和建議

參考范本：

As people change the patterns of consumption, it is common for people to have several cards. Then “Card slave” is coined. “Card slave” refers to people who can only pay the minimum balance on their credit card debt every month. Many youngsters fall under the so-called card-slave category.

The reason behind “card slaves” varies. The fierce competition among banks, Chinese or foreign, encourages them to lure customers to hold more credit cards. Unfortunately, some card holders, especially youngsters with large shopping addictions and small salaries, have outstanding credit card debts and gradually became “card slaves” after reaching their credit card limit on luxury items. Due to their meager salaries, they always live on the edge of bankruptcy.

In my opinion, people should manage their financial affairs. First, only choose the credit cards that suit you the most. Secondly, manage your cards properly. Get some good tips from internet and follow them. Thirdly, increase income and avoid excessive expenses. These tips will help you keep away from the danger of becoming a “card slave”.

以上就是英語四級作文中需要大伙學會的“2024下半年大學習英語四級作文范本：卡奴”內容，期望對大伙下面的復習有所幫助，預祝大伙順利通過考試。