What is the personal bank settlement account?

According to the unified^{1 regulation of PBC （Administration Measures of RMB Bank Settlement Account PBC order [2003] No.5）, personal bank settlement account means a RMB current saving account opened by an inpidual client in the name of a natural person in virtue2 of its personal valid3 identity certificate and used for fund collection, payment and settlement.}

什么是個人銀行結算賬戶？

按中國人民銀行統一規定（《人民幣銀行結算賬戶管理方法》中國人民銀行令[2003]第5號），個人銀行結算賬戶是指個人顧客憑個人有效身份證件以自然人名字開立的，用于辦理資金收付結算的人民幣活期存款賬戶。